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When you sign up for the 5-year term option on your mortgage, you assume that the 5 years will pass with no incident. Life happens and...
3 Steps to Repairing Your Credit The deed is done. You’ve missed a few payments, you’ve overdrawn an account or two, you’ve maxed out your credit...
One way to avoid harsh penalties is to register your mortgage as a portable mortgage. According to the Globe and Mail (2013) 70% of people break their...
Sometimes really crappy things happen in life. Divorce is something no one really plans for, yet it happens in nearly 50% of marriages today. At Clear...
Most people come to me while they are in the process of shopping around for the lowest rate on their mortgage. Looking for the lowest rate...
DON’T GET DISTRACTED BY THE SHINY RATE IN THE WINDOWNo seriously, rate IS NOT everything... here’s why:There're many other features of a mortgage that have proven...
Understanding Mortgage Down Payment Requirements. The next part of buying a house, after you’ve been approved, is gathering the downpayment and proving it to the bank. The...
How to increase your down payment by 25-40% in only 90 daysWhen it comes to buying your first home, saving for the down payment can be...
Since today is May 4 I thought it would be fun to compare mortgage brokers to Jedi. Although it may seem a little strange it really isn’t...
