Your Heading HereWHAT IS A MORTGAGE PENALTY?Canadian mortgages are all set up with a specific term, usually five years, a mortgage penalty happens when you change...
This is one of the biggest scams in the mortgage industry, and in my opinion (and many more in the industry) the posted rate at the...
Today we are talking about why I believe the 10 year fixed mortgage offers more protection, stability and potential savings than any other available term in...
Unfortunately not all Banks and not all Mortgages are created equally, and basing your decision on Mortgage Rates alone is dangerous to your financial wellbeing. As...
As we enter the “RRSP season” you may be considering investing in RRSP’s. The odds are that you’re likely going to be purchasing a mutual fund...
Being pre-approved for a mortgage is the first step in the home buying process, and you should be doing it before even looking at houses. By...
What is the Posted Rate Scam? The posted rate is the mortgage rate that the banks advertise. Although it is completely negotiable, banks use it in various...
When you sign up for the 5-year term option on your mortgage, you assume that the 5 years will pass with no incident. Life happens and...
3 Steps to Repairing Your Credit The deed is done. You’ve missed a few payments, you’ve overdrawn an account or two, you’ve maxed out your credit...
One way to avoid harsh penalties is to register your mortgage as a portable mortgage. According to the Globe and Mail (2013) 70% of people break their...