As Canadians, we are extremely polite. We apologies when someone bumps into us, we don't cut in front of someone in the line at Tim’s, and we make sure we aren't wasting other people’s time. When clients come to Clear Home looking to get pre-approved for a mortgage before they're even sure they are buying a home, they’re worried that they're going to waste my time.
I try to convince them that is not the case at all! I prefer when clients come and see me early because this way I can get them the best mortgage, as well as extra tips that help them save money.
When you have time...
With a little extra time you:
- Potentially double your down payment
- Lock in your mortgage early
- Include home customization cost into your mortgage
- Learn the "do's and don'ts" of being pre-approved
When you have the time to take action on our recommendations, you have time to get the best benefit from my advice. As an example, the Double your down payment program can take up to 90 days. Learn more by reading this blog post:
What I Do For You
My job is to make sure my clients take the right steps so they can be approved quickly and for the amount they want. If you don’t qualify instantly for a mortgage, and there are lots of reasons you can be declined, such as:
But with a few small changes to your financial situation and a little bit of time, we can turn everything around and help you get that home of your dreams sooner.
You Will Not Waste My time!
My time is not wasted
by people who get pre-approved then wait for six months to a year to buy their home. In fact, this is the right time to get your finances ready! Helping you get your finances in order is the first step in the home buying process.
The reality is that my expertise is wasted when clients wait too long to get pre-approved.
You need the best advice and with the right experience to make sure that you enjoy your home to its maximum potential, and get the savings and the money you deserve. The earlier you come to get pre-approved, the more value we can provide you. We can show you the steps to take so you can get your best mortgage possible. This a process that starts six months before you buy your house. There may be some issues that will need to be resolved, but the sooner you know about these problems, the sooner we can fix them and the sooner you can buy your home! We want to start it with you and see it through till the end.
Before you get caught up in the excitement of shopping for a new home, give us a call,text, or e-mail and allow my team to help you work through the pre-approval process.
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